USDA has announced that farmers have until April 15 to make annual enrollment decisions for ARC and PLC programs.
The ARC program provides payments when the actual revenue for a farm is less than a guarantee set based on historical data and market conditions. The PLC program provides payments when the effective price for a covered commodity falls below its effective reference price.
Several articles and decision aid tools are available:
- Texas A&M Ag Food and Policy Center Decision Tool
- FarmDoc Daily ARC PLC Article and What If Spreadsheet Tool
- K-State AgManager ARC PLC Considerations Publication
- K-State AgManager Early Estimates of MYPA
The table below lists 2025 Effective Reference Prices for selected covered commodities.

Important Notes for Program Decision:
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ARC participants are ineligible for Supplemental Coverage Option (SCO) on the same acreage. ARC enrollment does not affect eligibility for Enhanced Coverage Option (ECO).
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If no new election is made, your 2024 program choice will automatically continue but you must complete enrollment.
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Any payments triggered for 2025 will be issued after October 1, 2026.
