USDA has announced that farmers have until April 15 to make annual enrollment decisions for ARC and PLC programs.
The ARC program provides payments when the actual revenue for a farm is less than a guarantee set based on historical data and market conditions. The PLC program provides payments when the effective price for a covered commodity falls below its effective reference price.
Several articles and decision aid tools are available:
The table below lists 2025 Effective Reference Prices for selected covered commodities.
Several articles and decision aid tools are available:
- Texas A&M Ag Food and Policy Center Decision Tool
- FarmDoc Daily ARC PLC Article and What If Spreadsheet Tool
- K-State AgManager ARC PLC Considerations Publication
- K-State AgManager Early Estimates of MYPA
The table below lists 2025 Effective Reference Prices for selected covered commodities.

Important Notes for Program Decision:
ARC participants are ineligible for Supplemental Coverage Option (SCO) on the same acreage. ARC enrollment does not affect eligibility for Enhanced Coverage Option (ECO).
If no new election is made, your 2024 program choice will automatically continue but you must complete enrollment.
Any payments triggered for 2025 will be issued after October 1, 2026.
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